Medical Insurance

Why have Health or Medical Insurance?

Most people would answer in order to gain quick access to treatment (when and where they want and who with) and to cover the costs of treatment.

What are the most important things to people when it comes to health insurance: cost and cover.

Where is it that you have trouble accessing treatment in NZ? Do you wait six months or longer to pick up a prescription?.....to see your GP?....No the answer is the hospitals.

What costs would cause you the greatest financial difficulty - a series of doctor visits or a large operation?

A health insurance policy that covers surgical and specialisation care is all that most are after.

We offer several policies from various companies that are ranked by an individual actuary and we are happy to provide this analysis at the time. In some cases tagging on the extras such as the GP Option, Dental and Optician can be of use to some individuals.